Validity Financial
va·lid·i·ty : the quality of being logically or factually sound.
Rapidly liquidating NPNs off your balance sheet is our #1 priority.
PREMIUM SERVICES
efficiently liquidate non-performing loans (NPLs)
Capital Efficiency
Unlock immediate liquidity by offloading distressed assets, freeing up capital for reinvestment and enhancing your institution’s financial flexibility.
Risk Mitigation
Reduce exposure to non-performing loans with our efficient acquisition process, protecting your balance sheet from further deterioration.
Seamless Integration
Our smooth, hassle-free process ensures minimal disruption to your operations while quickly converting distressed assets into valuable cash.
Tailored Solutions
We provide custom acquisition strategies, ensuring your portfolio is handled with precision to maximize value and meet your goals.
ABOUT US
Real Estate Finance at its Highest Levels.
At Validity Financial, we specialize in uncovering opportunities in distressed debt and non-performing notes, providing innovative, tailored solutions for investors and institutions alike. With decades of experience, we have built a reputation for delivering exceptional results, even in the most complex scenarios.
High Returns
By following this streamlined process, Validity Financial helps banks like yours improve liquidity, reduce risk, and refocus resources on growth.
Expert Management
Over 24 years of experience in real estate finance and distressed debt solutions. We've liquidated portfolios up to $250M in a single transaction.
PREMIUM SERVICES
Portfolio Acquisitions
Our main focus is in acquiring non-performing loans and distressed assets, offering banks a fast, transparent solution to unlock liquidity and reduce risk. We provide tailored, competitive offers and handle every step seamlessly, enabling your institution to strengthen its balance sheet and refocus on growth.
Customized Solutions
Every portfolio is unique, and so is our approach. We analyze your assets with precision, tailoring acquisition strategies that maximize value while addressing your institution's specific goals and requirements.
Fast, Transparent Transactions
Time is critical when managing distressed assets. Our streamlined process ensures rapid evaluations, competitive offers, and seamless closings, all handled with full transparency and minimal disruption to your operations.
Scalable Solutions for Any Asset Size
Whether it’s a small pool of loans or a large-scale portfolio, we have the expertise and resources to handle acquisitions efficiently, regardless of complexity or volume.
Maximized Liquidity and Capital Relief
Selling your portfolio to us provides immediate liquidity, freeing up capital tied to non-performing assets and strengthening your balance sheet.
Seamless Transition with Minimal Impact
Our acquisition process is designed to integrate smoothly with your operations, ensuring a hassle-free experience while keeping your focus on core business activities.
WE WORK SO YOU DON'T HAVE TO
How Our Programs Works
Offloading Non-Performing Assets Made Simple
We understand the complexities banks face when managing non-performing loans (NPLs). That’s why we’ve refined our process to make asset disposition straightforward, efficient, and impactful. Here’s how we work:
Consult and Assess
It starts with a conversation. We’ll meet with your team to understand your institution’s unique goals, challenges, and portfolio composition. During this step, we’ll outline how we can help alleviate the burden of distressed assets while improving your financial position.
Detailed Portfolio Review
Next, we conduct a thorough analysis of your non-performing assets. Our team evaluates asset quality, performance history, and market conditions to craft a tailored strategy for offloading these loans. This data-driven approach ensures we maximize value while aligning with your institution’s operational and regulatory priorities.
Transparent Offer and Agreement
Once the analysis is complete, we present you with a clear and competitive offer. We prioritize transparency, ensuring the terms are straightforward and meet your expectations. Once approved, we move swiftly to finalize the agreement, minimizing delays and disruptions to your operations.
Swift Execution and Closing
With agreements in place, we handle the entire closing process, ensuring a smooth transition of assets. Our team coordinates with all stakeholders to guarantee compliance, confidentiality, and efficiency. This step frees your team to focus on core banking operations while we take care of the rest.
How to Get Started
The only way to get started with us is to get on a call with our asset manager to see if you'll be qualified. We do not accept everyone. We take down big portfolios and move quickly.
You're Ready to Get Started
OUR EXPERTISE
Meet Out Team Member
Vesper
With over 24 years of experience in real estate finance, Vesper’s career began with $490 million in loan origination, underwriting, and loss mitigation. He then created his own fund, rapidly growing it from $0 to $18 million. Well-connected in the note investing industry, Vesper has closed on a $240 million REIT-to-REIT portfolio trade and works with private equity groups selling $30+ million in portfolios deals. He has also managed trading desks, overseeing the sale of more than $200 million in assets, bringing his total transaction volume to $938 million over two decades. As one of the world’s most experienced note investors, Vesper now runs a highly regarded training program, teaching investors how to achieve impressive returns in this lucrative space. He practices what he preaches at the highest levels. Rapidly liquidating NPNs off of bank balance sheets is this companies #1 priority.
